Making a serious injury claim is easier than you thought

shu-serious injury claim-224792626-SpeedKingzWhen an accident happens, you may find yourself putting everything on hold while you fully recover from your injury – which can be tiring and stressful. However, some injuries can be more severe than others.

In such instances, the chances of a full recovery may be slim or non-existent. You may be living with the effects of your accident for a very long time; perhaps even the rest of your life.

If this is the case, you’ll likely face many challenges on the road ahead. However, financial security shouldn’t be one of them. With a specialist serious injury solicitor on your side – such as Romain Coleman – you may be able to claim for compensation to help better deal with any present and future challenges.

What is a ‘serious injury’?

A serious, severe or catastrophic injury can often happen as a result of an accident. That accident may have occurred in several different places – such as at home, at work, or in a public space (like a pub, an activity centre or a university). Another party may have been partially or fully at fault for the accident.

Some of the most common serious injuries can include:

  • Serious neck, back or spinal cord injuries
  • Head or brain injuries
  • Loss of limb(s) or amputation
  • Loss of sight or hearing
  • Changes to appearance, scarring or burns
  • Paralysis
  • Multiple broken bones and fractures

All of these injuries can take, at best, years to recover from and can completely alter a person’s life. These changes may require you, or your loved one, to have additional support in the form of 24-hour care, to get adaptations to your home or to receive aids to help you get around your house. While compensation cannot change what has happened, it can make the financial aspect of the recovery and rehabilitation process easier.

Why is a serious injury claim different from a personal injury claim?

A serious injury claim is, technically, the same as a personal injury claim. However, it is far more extensive than a personal injury claim due to it covering far more points of compensation. This is because a serious injury can require many different financial considerations than a less serious, severe or catastrophic injury requires.

Examples of these additional costs include:

  • Ongoing medical support or care
  • Aides to help the person around or outside their home
  • Specialised adaptations to housing or vehicles
  • Specialist, essential equipment

Additionally, there are also a number of other financial factors that should be accounted for when a person suffers a serious injury – such as losses from present or future employment. If a person cannot go back to work or must work a limited schedule, this is particularly pertinent.

These factors include losses of:

  • Earnings
  • Bonuses
  • Pension(s)
  • Overtime

These losses can be from the past, present and future. Additionally, other costs that need to be factored in include hiring a financial and legal specialist to help manage any compensation. As compensation is paid in the form of a lump sum, with additional payments made every year, professionals can help you budget your monthly and yearly finances. This should also be taken into account when it comes to a serious injury claim and only experienced serious injury solicitors will know to push for more money in such cases.

What is the time frame for making a serious injury claim?

As with other types of injury or accident claims, you have up to three years from the date of the accident, or the date on which the injury was discovered, to make a claim. To protect your claim from being time-barred, it’s crucial that you contact an experienced, qualified accident claims solicitor – such as Romain Coleman – to take steps in beginning your serious injury claim.

Who can help me make a serious injury claim?

At Romain Coleman, we specialise in all manner of personal injury claim cases – from small injuries to serious, life-changing injuries. For those who have suffered a serious or catastrophic injury, we understand that you’re going to need more than one-off compensation for the injury. Instead, you need on-going financial support to get through the months and years to come.

Our team of solicitors will work tirelessly to represent you and maximise the amount of compensation you are due so that you aren’t left with skyrocketing nursing bills or debts that you have no chance of repaying. We aim to get you enough money to ensure that you and your family can move forward with the knowledge that you are financially secure.

To find out more and to talk to one of our advisors, phone us on 0800 056 0346 today or get in touch via our online form. We’ll discuss your case and estimate what kind of compensation you may be entitled to as part of a claim.

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This post is not legal advice and should not replace professional advice tailored to your specific circumstances. It is intended to provide information of general interest about current legal issues.